Commercial lending is stuck in the slow lane.
Credit unions and community banks receive hundreds of business loan applications each month. Current evaluation methods are manual and take time. Unfortunately many qualified businesses fall through the cracks.
Approval Pathway was built to fix that, helping lenders say "yes" faster while maintaining personal relationships that their members value most.
Here's how we help credit unions and community banks fund more businesses, faster.
Approval Pathway simplifies commercial lending from start to finish so your team can focus on relationships, not paperwork.
One Portal
All applications flow through a single digital intake system. No more email chaos or manual data entry into spreadsheets, just one organized view of every opportunity.
Smart Automation
AI organizes, validates, and prepares loan packages for review so your team can focus on decisions, not admin.
Connected Lending Network
"Good, but not for us" applications are routed to vetted lending partners in our marketplace, generating referral revenue instead of rejection and maintaining relationships with members.
AI that helps humans make better lending decisions.
We don't replace lenders - we empower them.
Approval Pathway uses AI to automate complexity, reduce risk, and give lenders a faster, smarter way to fund their business members. Sensitive borrower and lender data is protected with bank-level encryption and role-based access. Every transaction and document is handled securely.
Faster and more accurate decisions
AI-powered automation reduces processing time from weeks to days.
Compliance and advanced encryption
Bank-level security with role-based access and complete audit trails.
Data insights that strengthen relationships
Better understand your members with powerful analytics and reporting.
No software license fees
Transparent pricing model aligned with your success.
Designed for how community-based lenders really work.
Our platform was built by people who know community lenders, not big banks.
We understand your priorities: service, relationships, community impact. That's why every feature is designed to make lending easier, faster, and more human.
Technology should amplify what makes community lenders better than big banks: relationships, community focus, and human judgement.
Dennis Newel
CTO and Co-Founder
See how Approval Pathway helps lenders fund more small and medium-size businesses and keep local economies growing.
Book a short, personalized walkthrough with our team. We'll show you how easy it is to streamline your commercial lending processes, increase approvals, and strengthen your community impact.